Author Topic: new house for mike  (Read 8165 times)

M4wdFab

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Re: new house for mike
« Reply #315 on: July 28, 2020, 11:19:04 PM »
that was a lot of conduit and wire and outlets for one night.  but got it done.  only missing one 220 outlet. 

ready to start on 2nd fan install now that i have power down there. 

M4wdFab

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Re: new house for mike
« Reply #316 on: August 06, 2020, 09:30:49 AM »
First attempt at applying for refi today, completely electronic with my current personal bank of 20years that holds the current mortgage!

see what they come up with and then hit up Premier again. 

M4wdFab

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Re: new house for mike
« Reply #317 on: August 06, 2020, 11:27:12 AM »
sweet one phone call after about 15min of online documentation submission, staying internal to my bank i could go from a 20year @ 4.25% to a 15year @ 2.625% and payment stays the same +/- 10$   with 4 years shorter loan.  depending on how the appraisal goes might even have enough in to get rid of PMI, or add in a couple grand at refi to make that go away. 



i guess i have to be aware another higher appraisal would benifity PMI cancelation, but might justify tax numbers meh

mr.mindless

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Re: new house for mike
« Reply #318 on: August 06, 2020, 01:16:57 PM »
you probably know this, but that appraisal is between you and the bank. assessor won't see it unless you submit it to the assessors office.
Quote from: etk300ex
oh lord!

M4wdFab

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Re: new house for mike
« Reply #319 on: August 06, 2020, 01:59:11 PM »
i did not know that, one of my questions on the list.   

mr.mindless

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Re: new house for mike
« Reply #320 on: August 06, 2020, 03:01:44 PM »
I'm 88% certain of that. the new mortgage is recorded, but whether PMI or not isn't, and I don't believe any supporting documentation is either. Just the amount and mortgagee
Quote from: etk300ex
oh lord!

M4wdFab

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Re: new house for mike
« Reply #321 on: September 24, 2020, 08:02:50 PM »
just had a pretty cool conversation with one of the sons of the family that owned my house.  he popped into the barn while out working and said he has been wanting to stop over and be nosy for a while and see what was going on lol


said he use to shovel grain out of the barn by hand when he was a kid (now in mid to upper 50s) and they would routeenly pull 10 wheelers in and dump 10 tons of grain and fill the barn lol   all season without caring about the floor

some other good stories.  he was impressed at what it looks like in there now, and was happy to see someone using it and keeping the property clean and mowed nice.


was cool. 

etk300ex

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Re: new house for mike
« Reply #322 on: September 24, 2020, 09:30:09 PM »
That’s cool


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mr.mindless

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Re: new house for mike
« Reply #323 on: September 24, 2020, 10:05:26 PM »
Awesome
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oh lord!

carchameleon

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Re: new house for mike
« Reply #324 on: September 27, 2020, 08:49:03 PM »
That's great