Author Topic: new house for mike  (Read 27334 times)

M4wdFab

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Re: new house for mike
« Reply #315 on: July 28, 2020, 11:19:04 PM »
that was a lot of conduit and wire and outlets for one night.  but got it done.  only missing one 220 outlet. 

ready to start on 2nd fan install now that i have power down there. 

M4wdFab

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Re: new house for mike
« Reply #316 on: August 06, 2020, 09:30:49 AM »
First attempt at applying for refi today, completely electronic with my current personal bank of 20years that holds the current mortgage!

see what they come up with and then hit up Premier again. 

M4wdFab

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Re: new house for mike
« Reply #317 on: August 06, 2020, 11:27:12 AM »
sweet one phone call after about 15min of online documentation submission, staying internal to my bank i could go from a 20year @ 4.25% to a 15year @ 2.625% and payment stays the same +/- 10$   with 4 years shorter loan.  depending on how the appraisal goes might even have enough in to get rid of PMI, or add in a couple grand at refi to make that go away. 



i guess i have to be aware another higher appraisal would benifity PMI cancelation, but might justify tax numbers meh

mr.mindless

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Re: new house for mike
« Reply #318 on: August 06, 2020, 01:16:57 PM »
you probably know this, but that appraisal is between you and the bank. assessor won't see it unless you submit it to the assessors office.
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oh lord!

M4wdFab

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Re: new house for mike
« Reply #319 on: August 06, 2020, 01:59:11 PM »
i did not know that, one of my questions on the list.   

mr.mindless

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Re: new house for mike
« Reply #320 on: August 06, 2020, 03:01:44 PM »
I'm 88% certain of that. the new mortgage is recorded, but whether PMI or not isn't, and I don't believe any supporting documentation is either. Just the amount and mortgagee
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M4wdFab

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Re: new house for mike
« Reply #321 on: September 24, 2020, 08:02:50 PM »
just had a pretty cool conversation with one of the sons of the family that owned my house.  he popped into the barn while out working and said he has been wanting to stop over and be nosy for a while and see what was going on lol


said he use to shovel grain out of the barn by hand when he was a kid (now in mid to upper 50s) and they would routeenly pull 10 wheelers in and dump 10 tons of grain and fill the barn lol   all season without caring about the floor

some other good stories.  he was impressed at what it looks like in there now, and was happy to see someone using it and keeping the property clean and mowed nice.


was cool. 

etk300ex

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Re: new house for mike
« Reply #322 on: September 24, 2020, 09:30:09 PM »
That’s cool


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mr.mindless

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Re: new house for mike
« Reply #323 on: September 24, 2020, 10:05:26 PM »
Awesome
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carchameleon

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Re: new house for mike
« Reply #324 on: September 27, 2020, 08:49:03 PM »
That's great

TrailTamer

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Re: new house for mike
« Reply #325 on: February 10, 2021, 08:42:11 AM »
How is this winter season going for you regards snowmobiles?

mr.mindless

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Re: new house for mike
« Reply #326 on: February 10, 2021, 09:50:56 AM »
I still don't have one 😿
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M4wdFab

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Re: new house for mike
« Reply #327 on: February 10, 2021, 10:55:47 AM »
How is this winter season going for you regards snowmobiles?

less traffic than last year, but conditions have been poor. 

still driving though my posted signs in the field, and right through my fire pit where old trail was 2 years ago, but for the most part traffic continuing to damage my front lawn and spew snow to my driveway ends after fresh plowing.

only one night i have been super annoyed by noise at my window so far. 

No trips again to the field with the mossburg in my Pjs so far this year though. 

i was half tempted to stop to chat with the troopers that had snow machines and a stop check setup down the road one day to discuss landowner things but i didnt feel like getting an inspection ticket as part of the conversation.


i dont know why it annoys me so much, but it does.   

mr.mindless

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Re: new house for mike
« Reply #328 on: February 10, 2021, 11:37:44 AM »
not cool at all that they're going through a posted area. that's plenty reasonable to be annoyed by
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M4wdFab

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Re: new house for mike
« Reply #329 on: February 10, 2021, 04:28:26 PM »
short of lining my property with 3/8" winch cable and posts, im sure nothing will keep them out.  im inbetween the greenway and pizza, garbageplates, beer, fuel ect.